Complying with COBRA, Online Training Format

Read About Recertification and Continuing Education Requirements
  • 2.0 HRCI Credits
  • 2.0 SHRM PDCs
  • 2.0 Florida CLE Credits
  • 2.0 Georgia CLE Credits
SKU: 411

Complying with COBRAThe Consolidated Omnibus Budget Reconciliation Act (COBRA) was signed into law in 1986, making extended health insurance coverage available, for a limited period of time, to qualified beneficiaries who experience certain life events. Under the Act, employees and their families can purchase health care coverage at the employer’s group rate when an employee experiences an event that results in the loss of employer-provided coverage.

This online course discusses who qualifies for COBRA, how COBRA works, and what happens to employers who do not comply with COBRA standards. The course includes an explanation of how the American Recovery and Reinvestment Act of 2009 (ARRA), which took effect on Feb. 17, 2009, has amended certain provisions of COBRA.

Managers/Supervisors/Risk Management & HR Professionals



Not Required


105-120 minutes

To help managers and supervisors understand the basic regulations and terms of COBRA coverage.

After completing this course, the learner will be able to:

  • explain the proper course of action for notifying employees and their spouses about continuation rights when they enroll in a group health plan;
  • characterize the circumstances that qualify individuals as beneficiaries, the events that qualify beneficiaries for continued coverage, and the maximum coverage available to these beneficiaries;
  • summarize the terms of coverage, including the election of coverage, premium payments, the termination of coverage, and conversion rights;
  • describe the potential penalties imposed if an employer does not comply with COBRA;
  • depict the relationship between COBRA and various federal and state laws; and
  • determine how the American Recovery and Reinvestment Act of 2009 (ARRA) amended COBRA requirements, particularly as they affect assistance eligible individuals.


  1. What is COBRA?
  2. What are the Laws and Regulations?
  3. Who is Eligible?
  4. What is a Qualifying Event?
  5. What are the Notification Procedures?
  6. What are the Penalties for Non-Compliance?
  7. How has the ARRA Amended COBRA Requirements?


  • Notice Upon Enrollment in a Group Health Plan
  • COBRA Notice and Election Form Following a Qualifying Event
  • Certificate of Group Health Plan Coverage
  • Model COBRA Continuation Coverage Additional Election Notice
  • Model COBRA Continuation Coverage Election Notice Under the ARRA

HRCI logoThis program has been approved for 2.0 recertification credit hours toward PHR, SPHR, and GPHR recertification through the HR Certification Institute. For more information about certification or recertification, visit the HR Certification Institute homepage at

(The use of this seal is not an endorsement by the HR Certification Institute of the quality of this program. It means that this program has met the HR Certification Institute's criteria to be pre-approved for recertification credit.)

The Human Equation is recognized by SHRM to offer Professional Development Credits (PDCs) for the SHRM-CPSM or SHRM-SCPSM. This program is valid for 2.0 PDCs for the SHRM-CP or SHRM-SCP. For more information about certification or recertification, please visit

The Florida Bar’s Board of Legal Specialization and Education has accredited this course for 2.0 hours of General Continuing Legal Education (CLE) credits. For more information about credit hours, visit the Florida Bar homepage at

The State Bar of Georgia has accredited this course for 2.0 hours of Regular CLE credits. For more information about CLE credits, visit The State Bar of Georgia homepage at

If you're not completely satisfied with the quality of our courses, we will refund your money - guaranteed. Click here for details

Provided in conjunction with, The Human Equation is pleased to offer an eight-hour comprehensive certification program on COBRA. Upon successful completion, earn eight-hours of PHR/SPHR recertification credits and receive a "Certified Administrator" or a "Certified TPA" designation. For more information about this program, visit

Complying with COBRA

Table of Contents

  • Chapter 1: Instructions
    • Page 1
  • Course Objectives
  • Chapter 2: Introduction
    • Page 2
    • Legislative Update
      • Page 3
    • The ARRA's Provision to Lower COBRA Premiums
      • Page 4
    • Premium Reduction
      • Page 5, 6, 7
    • Involuntary Termination
      • Page 8, 9, 10, 11
    • New Election Opportunity
      • Page 12, 13, 14
    • Duration of Premium Reduction
      • Page 15
    • Income Limits
      • Page 16
    • Notice
      • Page 17, 18, 19
    • Expedited Review of Denials of Premium Reduction
      • Page 20
    • Self-Termination of ARRA amendments to COBRA
      • Page 21
    • Unchanged Provisions
      • Page 22
  • Chapter 3: Qualifying for COBRA
    • Who Offers COBRA?
      • Page 23, 24, 25
    • The Initial COBRA Notice
      • Page 26, 27, 28, 29, 30
    • Qualified Beneficiaries
      • Page 31, 32, 33, 34
    • Qualifying Events
      • Page 35, 36
    • Second Qualifying Events
      • Page 37
    • Review Question
      • Page 38
    • Disabled Beneficiaries
      • Page 39, 40, 41
    • Notice Requirements
      • Page 42
    • Notifying Beneficiaries When COBRA is Unavailable
      • Page 43
    • COBRA Election Notices
      • Page 44, 45, 46, 47
    • Beneficiaries Who Receive Notice
      • Page 48, 49, 50
  • Chapter 4: Terms of Coverage
    • Election of Coverage
      • Page 51
    • Premium Payments
      • Page 52, 53, 54
    • Review Question
      • Page 55
    • Termination of Coverage
      • Page 56, 57, 58
    • Conversion Rights
      • Page 59
    • Termination of Coverage
      • Page 60, 61
  • Chapter 5: Regulations, Acts, and Laws
    • Penalties and Enforcement
      • Page 62, 63, 64
    • Review Question
      • Page 65
    • The Family and Medical Leave Act (FMLA)
      • Page 66, 67
    • Other Laws
      • Page 68, 69
  • Chapter 6: Conclusion
    • Page 70
  • Chapter 7: Time to Review
    • Page 71
    • Course Index
      • Page 72
  • Exam (multiple choice)

Student Benefits

Students and employees who take the Complying with COBRA course will enjoy:

 Course FeaturesIncludedComments
HRCI Recertification Credits
2.00 HRCI Recertification Credit(s).
SHRM PDC Credits
2.00 SHRM PDC Credit(s).
CAM Credits
0.00 CAM Credit(s).
Florida Bar CLE Recertification Credits
2.00 Florida Bar CLE Recertification Credit(s).
Florida Bar CLE Ethics Recertification Credits
0.00 Florida Bar CLE Ethics Recertification Credit(s).
State Bar of Georgia CLE Recertification Credits
2.00 State Bar of Georgia CLE Recertification Credit(s).
State Bar of Georgia CLE Ethics Recertification credits
0.00 State Bar of Georgia CLE Ethics Recertification credit(s).
FL CE 2-20 Credits
0.00 FL CE 2-20 Credit(s).
Unlimited 1 Year Access
The Human Equation's courses may be accessed and reviewed as many times as you wish even after completion.
90 Days Money Back Guarantee
The course must not be completed.
Friendly and Knowledgeable Customer Service
M-F from 8:00am to 4:30pm.
Table of Contents
Allows you to jump directly to slides and chapters that you have already viewed.
40 pictures/illustrations.
Interactive Learning Activities
15 interactive learning activities.
Audio Narration
60 audio narrations.
Supporting Documents
4 supporting documents.
Case laws
4 case laws.
10 definitions.
Questions and Answers
12 questions and answers.
Video Clips
0 video clips.
Practice Quiz
0 practice true or false questions and 0 practice multiple choice questions.
Scored Exam
0 exam true or false questions and 0 exam multiple choice questions.
Printable Certificate
The certificate contains your name, completion date, and the certification organization's ID which you will need to claim your credit(s).
Customizable Settings
Adjustable font sizes and sounds.
Automatic Bookmarking
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Managers and supervisors who purchase The Human Equation's courses to train their employees will enjoy:

 Learning Management System FeaturesIncludedComments
Convenient User Creation and Management
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Downloadable spreadsheets.
Course Scheduling
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Automated Email Reminders
Due date reminders.
Convenient Course Assignments
Single or multiple user course assignments.
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